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Shopping for Colorado's
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health insurance colorado
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Your personal insurance policy shopper in Colorado!

There are two entirely different kinds of insurance agents:

The Captive Agent is under exclusive contract to work with just one insurance carrier's products. He or she may be an employee of that insurance company or an independent contractor.  However, either way, the captive agent is not allowed to sell you a policy from any other insurance company.  If the policy they are showing you happens to fit, great!  It if doesn't fit they have just two choices:  Either they try to convince you that it does fit even when doing so is, to be polite, a "stretch" or, if they have a conscience, they will advise you to do your business elsewhere.  It certainly puts them in an awkward position, doesn't it?  Keep in mind, there is a distinction between being an independent contractor in terms of employment status (which many captive agents are) and being a truly independent agent who isn't beholden to any single insurance company.  That's why it is very important that you ask the agent you are speaking with if they are a captive agent or an independent agent!

Warren Roche Colorado Licensed Independent Health Insurance and Life Insurance AgentI am the latter variety.  Permit me to introduce myself.  My name is Warren Roche.  I am an Independent Agent fully licensed with the state of Colorado for health insurance and life insurance. Being independent means that I am not captive to any one insurance company.  I am capable of showing you most any major medical health insurance and life insurance program available in the state of  Colorado.  I work in the best interest of you, my client.  My first concern is matching you and your unique circumstances to the most appropriate insurance plan and carrier. I don't try to force a fit.  I shop the Colorado Health & Life Insurance market for YOU until I find one.  I am YOUR professional insurance policy shopper! Below are our top two independently selected health insurance carriers.
Click the images above for your free quote!

My commitment to you is I will work for you to protect you and your family in a manner best suited to your personal situation and your budget!    If someone else shows you a plan that suits you better I will tell you so!  You won't find any high pressure tactics here.  Just facts! I stand ready to educate and protect you!

If you have arrived at this site to keep an appointment simply click on the button marked "Web Conference" at the upper left of your screen.  If you found us through a web search feel free to browse the site.  If you would like more information on my background and that of my company click the "About Us" link.  If you have questions you will receive answers!  Just click the "Contact Us" link.

Thanks for visiting!

Regards,

Warren Roche

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, or accountant.
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Serving the Colorado communities of:

Adams City, Agate, Aguilar, Akron, Alamosa, Allenspark, Allison, Alma, Almont, Alpine, Alpine Village, Amherst, Amo, Antlers, Anton, Antonito, Appleton, Aqua Ramon, Arapahoe, Arboles, Arickaree, Arlington, Aroya, Arriba, Arriola, Arvada, Aspen, Aspen Park, Aspen-Gerbaz, Atwood, Ault, Aurora, Austin, Avon, Avondale, Axel, Bailey, Baldwin, Barton, Basalt, Battlement Mesa, Baxter, Baxterville, Bayfield, Bear Mine, Beaver Creek, Bedrock, Belle Plain, Bellvue, Bennett, Bents Fort, Bents Old Fort, Berthoud, Beshoar Junction, Bessemer, Bethune, Beulah, Big Bend, Black Forest, Black Hawk, Blackhawk, Blanca, Blende, Blue Mountain, Bonanza City, Boncarbo, Bond, Boone, Boulder, Bountiful, Bovina, Bow Mar, Bowie, Boyero, Brandon, Branson, Breckenridge, Breen, Brewster, Briggsdale, Brighton, Bristol, Broadacre, Broomfield, Browns Park, Brush, Buckley Air National Guard B, Buckskin Joe, Buena Vista, Buffalo Creek, Buford, Burlington, Burns, Byers, Caddoa, Cahone, Calhan, Campo, Canon City, Capulin, 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Adams County, Alamosa County, Arapahoe County, Archuleta County, Baca County, Bent County, Boulder County, Chaffee County, Cheyenne County, Clear Creek County, Conejos County, Costilla County, Crowley County, Custer County, Delta County, Denver County, Dolores County, Douglas County, Eagle County, El Paso County, Elbert County, Fremont County, Garfield County, Gilpin County, Grand County, Gunnison County, Hinsdale County, Huerfano County, Jackson County, Jefferson County, Kiowa County, Kit Carson County, La Plata County, Lake County, Larimer County, Las Animas County, Lincoln County, Logan County, Mesa County, Mineral County, Moffat County, Montezuma County , Montrose County, Morgan County, Otero County, Ouray County, Park County, Phillips County, Pitkin County, Prowers County, Pueblo County, Rio Blanco County, Rio Grande County, Routt County, Saguache County, San Juan County, San Miguel County, Sedgwick County, Summit County, Teller County, Washington County, Weld County and Yuma County

Colorado health insurance and life insurance licensed independent agents

Colorado major medical health insurance and life insurance plans can be confusing. Get free, objective advice that makes sense of it all. Let us help you find the Colorado health and life insurance policy that best suits your personal situation and budget.

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